Call reports 2007
THURSTON FIRST BANK — 2007
What THURSTON FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 86,526,000 | 91,150,000 | 93,174,000 | 97,348,000 |
| Total loans | 67,736,000 | 76,047,000 | 79,289,000 | 84,754,000 |
| Allowance for loan losses | 612,000 | 599,000 | 589,000 | 800,000 |
| Securities available for sale | 10,214,000 | 12,241,000 | 4,293,000 | 5,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,887,000 | 76,302,000 | 81,205,000 | 86,658,000 |
| Interest-bearing deposits | 64,056,000 | 69,358,000 | 74,360,000 | 79,613,000 |
| Noninterest-bearing deposits | 9,831,000 | 6,945,000 | 6,845,000 | 7,045,000 |
| Equity capital | 8,723,000 | 8,611,000 | 8,802,000 | 8,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,524,000 | 3,239,000 | 4,990,000 | 6,768,000 |
| Interest expense | 795,000 | 1,697,000 | 2,666,000 | 3,546,000 |
| Net interest income | 729,000 | 1,542,000 | 2,324,000 | 3,222,000 |
| Noninterest income | 12,000 | 26,000 | 38,000 | 65,000 |
| Noninterest expense | 659,000 | 1,326,000 | 2,012,000 | 3,042,000 |
| Provision for loan losses | 50,000 | 83,000 | 180,000 | 456,000 |
| Pretax income | 32,000 | 159,000 | 190,000 | -191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 159,000 | 190,000 | -191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,676,000 | 8,804,000 | 8,835,000 | 8,454,000 |
| Total capital | 9,288,000 | 9,403,000 | 9,424,000 | 9,254,000 |
| Risk-weighted assets | 83,440,000 | 89,052,000 | 91,349,000 | 90,309,000 |