Call reports 2006
THURSTON FIRST BANK — 2006
What THURSTON FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 63,196,000 | 77,025,000 | 88,279,000 | 85,767,000 |
| Total loans | 49,760,000 | 57,580,000 | 67,416,000 | 75,791,000 |
| Allowance for loan losses | 518,000 | 575,000 | 613,000 | 598,000 |
| Securities available for sale | 2,327,000 | 2,806,000 | 4,560,000 | 7,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,302,000 | 65,915,000 | 76,875,000 | 70,502,000 |
| Interest-bearing deposits | 49,680,000 | 62,313,000 | 72,580,000 | 64,735,000 |
| Noninterest-bearing deposits | 3,622,000 | 3,602,000 | 4,295,000 | 5,767,000 |
| Equity capital | 8,953,000 | 8,748,000 | 8,732,000 | 8,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 2,151,000 | 3,611,000 | 5,161,000 |
| Interest expense | 522,000 | 1,201,000 | 2,080,000 | 2,945,000 |
| Net interest income | 457,000 | 950,000 | 1,531,000 | 2,216,000 |
| Noninterest income | 10,000 | 18,000 | 29,000 | 44,000 |
| Noninterest expense | 588,000 | 1,219,000 | 1,811,000 | 2,574,000 |
| Provision for loan losses | 174,000 | 229,000 | 290,000 | 340,000 |
| Pretax income | -295,000 | -480,000 | -541,000 | -654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -295,000 | -480,000 | -541,000 | -654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,969,000 | 8,784,000 | 8,724,000 | 8,645,000 |
| Total capital | 9,487,000 | 9,359,000 | 9,337,000 | 9,244,000 |
| Risk-weighted assets | 57,952,000 | 68,615,000 | 78,589,000 | 86,992,000 |