Call reports 2005
THURSTON FIRST BANK — 2005
What THURSTON FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 21,087,000 | 26,628,000 | 32,417,000 | 49,329,000 |
| Total loans | 10,401,000 | 19,203,000 | 26,327,000 | 37,959,000 |
| Allowance for loan losses | 107,000 | 193,000 | 262,000 | 380,000 |
| Securities available for sale | 0 | 0 | 0 | 2,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,709,000 | 16,607,000 | 22,661,000 | 39,532,000 |
| Interest-bearing deposits | 9,555,000 | 14,565,000 | 19,782,000 | 37,390,000 |
| Noninterest-bearing deposits | 1,154,000 | 2,042,000 | 2,879,000 | 2,142,000 |
| Equity capital | 10,295,000 | 9,914,000 | 9,725,000 | 9,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 161,000 | 449,000 | 945,000 | 1,511,000 |
| Interest expense | 39,000 | 145,000 | 284,000 | 558,000 |
| Net interest income | 122,000 | 304,000 | 661,000 | 953,000 |
| Noninterest income | 2,000 | 5,000 | 11,000 | 14,000 |
| Noninterest expense | 502,000 | 979,000 | 1,447,000 | 2,034,000 |
| Provision for loan losses | 46,000 | 131,000 | 218,000 | 353,000 |
| Pretax income | -424,000 | -801,000 | -993,000 | -1,420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -424,000 | -801,000 | -993,000 | -1,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,295,000 | 9,914,000 | 9,725,000 | 9,289,000 |
| Total capital | 10,402,000 | 10,107,000 | 9,987,000 | 9,669,000 |
| Risk-weighted assets | 13,731,000 | 21,994,000 | 30,066,000 | 43,639,000 |