Call reports 2002
FIRST NATIONAL BANK OF GEORGIA — 2002
What FIRST NATIONAL BANK OF GEORGIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 164,867,000 | 166,346,000 | 172,883,000 | 178,149,000 |
| Total loans | 96,582,000 | 97,161,000 | 99,176,000 | 99,425,000 |
| Allowance for loan losses | 1,406,000 | 1,368,000 | 1,316,000 | 1,421,000 |
| Securities available for sale | 53,406,000 | 52,917,000 | 55,214,000 | 58,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,008,000 | 140,872,000 | 141,157,000 | 147,337,000 |
| Interest-bearing deposits | 122,927,000 | 122,665,000 | 123,627,000 | 130,421,000 |
| Noninterest-bearing deposits | 17,081,000 | 18,207,000 | 17,530,000 | 16,916,000 |
| Equity capital | 16,578,000 | 17,280,000 | 18,226,000 | 17,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,756,000 | 5,486,000 | 8,211,000 | 10,866,000 |
| Interest expense | 997,000 | 1,921,000 | 2,813,000 | 3,722,000 |
| Net interest income | 1,759,000 | 3,565,000 | 5,398,000 | 7,144,000 |
| Noninterest income | 406,000 | 974,000 | 1,550,000 | 2,180,000 |
| Noninterest expense | 1,329,000 | 2,754,000 | 4,292,000 | 5,947,000 |
| Provision for loan losses | 45,000 | 90,000 | 180,000 | 381,000 |
| Pretax income | 791,000 | 1,695,000 | 2,482,000 | 3,002,000 |
| Income tax | 194,000 | 401,000 | 546,000 | 655,000 |
| Net income | 597,000 | 1,294,000 | 1,936,000 | 2,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,183,000 | 16,479,000 | 17,122,000 | 16,433,000 |
| Total capital | 17,405,000 | 17,706,000 | 18,387,000 | 17,712,000 |
| Risk-weighted assets | 97,615,000 | 97,913,000 | 100,778,000 | 101,627,000 |