Call reports 2013
TOWN SQUARE BANK INC. — 2013
What TOWN SQUARE BANK INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 162,251,000 | 154,908,000 | 152,218,000 | 149,960,000 |
| Total loans | 132,338,000 | 126,446,000 | 126,831,000 | 126,102,000 |
| Allowance for loan losses | 1,676,000 | 1,379,000 | 1,492,000 | 1,572,000 |
| Securities available for sale | 18,314,000 | 18,049,000 | 17,157,000 | 14,444,000 |
| Securities held to maturity | 548,000 | 210,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,285,000 | 133,024,000 | 126,551,000 | 121,613,000 |
| Interest-bearing deposits | 89,082,000 | 87,099,000 | 79,920,000 | 95,506,000 |
| Noninterest-bearing deposits | 49,203,000 | 45,925,000 | 46,631,000 | 26,107,000 |
| Equity capital | 17,601,000 | 17,527,000 | 18,152,000 | 18,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 3,958,000 | 5,919,000 | 7,827,000 |
| Interest expense | 296,000 | 509,000 | 669,000 | 827,000 |
| Net interest income | 1,707,000 | 3,449,000 | 5,250,000 | 7,000,000 |
| Noninterest income | 417,000 | 749,000 | 1,087,000 | 1,424,000 |
| Noninterest expense | 1,409,000 | 2,796,000 | 4,189,000 | 5,688,000 |
| Provision for loan losses | 1,000 | 133,000 | 328,000 | 798,000 |
| Pretax income | 751,000 | 1,306,000 | 1,857,000 | 2,021,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 751,000 | 1,306,000 | 1,857,000 | 2,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,950,000 | 17,462,000 | 18,012,000 | 18,151,000 |
| Total capital | 18,509,000 | 18,908,000 | 19,495,000 | 19,621,000 |
| Risk-weighted assets | 124,501,000 | 119,460,000 | 118,585,000 | 117,459,000 |