Call reports 2012
TOWN SQUARE BANK INC. — 2012
What TOWN SQUARE BANK INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 182,643,000 | 170,967,000 | 170,995,000 | 165,669,000 |
| Total loans | 133,032,000 | 133,818,000 | 132,189,000 | 133,596,000 |
| Allowance for loan losses | 1,577,000 | 1,511,000 | 1,462,000 | 1,673,000 |
| Securities available for sale | 26,166,000 | 26,279,000 | 23,152,000 | 21,902,000 |
| Securities held to maturity | 557,000 | 557,000 | 547,000 | 548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,550,000 | 145,328,000 | 141,410,000 | 145,421,000 |
| Interest-bearing deposits | 105,533,000 | 97,940,000 | 96,020,000 | 91,928,000 |
| Noninterest-bearing deposits | 43,017,000 | 47,388,000 | 45,390,000 | 53,493,000 |
| Equity capital | 16,733,000 | 16,327,000 | 17,092,000 | 16,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,158,000 | 4,319,000 | 6,481,000 | 8,547,000 |
| Interest expense | 505,000 | 1,014,000 | 1,430,000 | 1,995,000 |
| Net interest income | 1,653,000 | 3,305,000 | 5,051,000 | 6,552,000 |
| Noninterest income | 259,000 | -339,000 | -18,000 | 310,000 |
| Noninterest expense | 1,552,000 | 3,086,000 | 4,576,000 | 6,032,000 |
| Provision for loan losses | 105,000 | 247,000 | 247,000 | 647,000 |
| Pretax income | 255,000 | -367,000 | 210,000 | 183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 255,000 | -367,000 | 210,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,271,000 | 15,648,000 | 16,226,000 | 16,198,000 |
| Total capital | 17,873,000 | 17,226,000 | 17,755,000 | 17,783,000 |
| Risk-weighted assets | 128,135,000 | 126,735,000 | 126,747,000 | 126,684,000 |