Call reports 2011
TOWN SQUARE BANK INC. — 2011
What TOWN SQUARE BANK INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 167,998,000 | 172,935,000 | 173,705,000 | 177,190,000 |
| Total loans | 132,749,000 | 135,050,000 | 138,816,000 | 132,439,000 |
| Allowance for loan losses | 1,910,000 | 1,826,000 | 1,689,000 | 1,616,000 |
| Securities available for sale | 19,857,000 | 19,075,000 | 23,555,000 | 27,399,000 |
| Securities held to maturity | 591,000 | 592,000 | 557,000 | 557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,049,000 | 139,125,000 | 139,155,000 | 143,328,000 |
| Interest-bearing deposits | 98,071,000 | 102,631,000 | 102,694,000 | 104,214,000 |
| Noninterest-bearing deposits | 35,978,000 | 36,494,000 | 36,461,000 | 39,114,000 |
| Equity capital | 15,631,000 | 16,526,000 | 17,260,000 | 16,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,247,000 | 4,519,000 | 6,843,000 | 8,771,000 |
| Interest expense | 545,000 | 1,071,000 | 1,607,000 | 2,144,000 |
| Net interest income | 1,702,000 | 3,448,000 | 5,236,000 | 6,627,000 |
| Noninterest income | 260,000 | 558,000 | 851,000 | 1,190,000 |
| Noninterest expense | 1,468,000 | 2,909,000 | 4,363,000 | 5,983,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 1,013,000 |
| Pretax income | 399,000 | 1,010,000 | 1,637,000 | 834,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 399,000 | 1,010,000 | 1,637,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,836,000 | 16,277,000 | 16,818,000 | 16,016,000 |
| Total capital | 17,395,000 | 17,864,000 | 18,438,000 | 17,619,000 |
| Risk-weighted assets | 124,360,000 | 126,735,000 | 129,530,000 | 128,197,000 |