Call reports 2008
TOWN SQUARE BANK INC. — 2008
What TOWN SQUARE BANK INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 131,009,000 | 148,440,000 | 149,844,000 | 152,631,000 |
| Total loans | 105,183,000 | 112,122,000 | 111,505,000 | 113,521,000 |
| Allowance for loan losses | 1,409,000 | 1,280,000 | 1,243,000 | 1,257,000 |
| Securities available for sale | 12,792,000 | 12,773,000 | 14,130,000 | 16,361,000 |
| Securities held to maturity | 758,000 | 758,000 | 701,000 | 701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,407,000 | 125,780,000 | 126,975,000 | 129,577,000 |
| Interest-bearing deposits | 87,657,000 | 103,051,000 | 101,005,000 | 102,773,000 |
| Noninterest-bearing deposits | 20,750,000 | 22,729,000 | 25,970,000 | 26,804,000 |
| Equity capital | 13,684,000 | 13,680,000 | 14,116,000 | 14,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,249,000 | 4,486,000 | 6,818,000 | 9,076,000 |
| Interest expense | 906,000 | 1,772,000 | 2,662,000 | 3,542,000 |
| Net interest income | 1,343,000 | 2,714,000 | 4,156,000 | 5,534,000 |
| Noninterest income | 272,000 | 349,000 | 649,000 | 891,000 |
| Noninterest expense | 1,143,000 | 2,219,000 | 3,357,000 | 4,558,000 |
| Provision for loan losses | 0 | 0 | 0 | 61,000 |
| Pretax income | 472,000 | 844,000 | 1,448,000 | 1,806,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 472,000 | 844,000 | 1,448,000 | 1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,518,000 | 13,780,000 | 14,164,000 | 14,242,000 |
| Total capital | 14,817,000 | 15,060,000 | 15,407,000 | 15,499,000 |
| Risk-weighted assets | 103,797,000 | 112,392,000 | 110,562,000 | 111,423,000 |