Call reports 2007
TOWN SQUARE BANK INC. — 2007
What TOWN SQUARE BANK INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 127,109,000 | 143,942,000 | 129,811,000 | 130,912,000 |
| Total loans | 101,248,000 | 103,309,000 | 103,429,000 | 101,821,000 |
| Allowance for loan losses | 1,665,000 | 1,306,000 | 1,402,000 | 1,446,000 |
| Securities available for sale | 11,131,000 | 12,589,000 | 13,659,000 | 13,379,000 |
| Securities held to maturity | 525,000 | 859,000 | 842,000 | 757,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,852,000 | 130,969,000 | 116,227,000 | 111,805,000 |
| Interest-bearing deposits | 90,810,000 | 96,628,000 | 93,084,000 | 87,616,000 |
| Noninterest-bearing deposits | 22,042,000 | 34,341,000 | 23,143,000 | 24,189,000 |
| Equity capital | 12,064,000 | 11,866,000 | 12,507,000 | 13,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,358,000 | 4,757,000 | 7,242,000 | 9,610,000 |
| Interest expense | 973,000 | 1,976,000 | 2,997,000 | 3,985,000 |
| Net interest income | 1,385,000 | 2,781,000 | 4,245,000 | 5,625,000 |
| Noninterest income | 279,000 | 519,000 | 765,000 | 1,017,000 |
| Noninterest expense | 1,144,000 | 2,248,000 | 3,386,000 | 4,491,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 400,000 |
| Pretax income | 400,000 | 812,000 | 1,264,000 | 1,751,000 |
| Income tax | 136,000 | 583,000 | 583,000 | 583,000 |
| Net income | 264,000 | 229,000 | 681,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,142,000 | 12,108,000 | 12,559,000 | 13,046,000 |
| Total capital | 13,433,000 | 13,414,000 | 13,862,000 | 14,334,000 |
| Risk-weighted assets | 102,944,000 | 108,527,000 | 104,140,000 | 102,870,000 |