Call reports 2003
TOWN SQUARE BANK INC. — 2003
What TOWN SQUARE BANK INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 80,500,000 | 92,639,000 | 113,204,000 | 114,919,000 |
| Total loans | 62,341,000 | 73,553,000 | 83,551,000 | 92,872,000 |
| Allowance for loan losses | 778,000 | 869,000 | 915,000 | 1,228,000 |
| Securities available for sale | 4,588,000 | 5,613,000 | 6,900,000 | 6,348,000 |
| Securities held to maturity | 75,000 | 75,000 | 75,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,364,000 | 78,413,000 | 98,729,000 | 100,386,000 |
| Interest-bearing deposits | 62,559,000 | 70,083,000 | 94,109,000 | 89,873,000 |
| Noninterest-bearing deposits | 8,805,000 | 8,330,000 | 4,620,000 | 10,514,000 |
| Equity capital | 6,265,000 | 9,516,000 | 9,490,000 | 9,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,210,000 | 2,574,000 | 4,068,000 | 5,783,000 |
| Interest expense | 485,000 | 1,009,000 | 1,591,000 | 2,226,000 |
| Net interest income | 725,000 | 1,565,000 | 2,477,000 | 3,557,000 |
| Noninterest income | 173,000 | 351,000 | 550,000 | 725,000 |
| Noninterest expense | 736,000 | 1,569,000 | 2,556,000 | 3,557,000 |
| Provision for loan losses | 72,000 | 193,000 | 308,000 | 1,190,000 |
| Pretax income | 97,000 | 161,000 | 170,000 | -466,000 |
| Income tax | 33,000 | 54,000 | 58,000 | -149,000 |
| Net income | 64,000 | 107,000 | 112,000 | -317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,252,000 | 9,474,000 | 9,479,000 | 9,592,000 |
| Total capital | 7,030,000 | 10,343,000 | 10,394,000 | 10,761,000 |
| Risk-weighted assets | 64,265,000 | 75,093,000 | 86,299,000 | 93,483,000 |