Call reports 2002
TOWN SQUARE BANK INC. — 2002
What TOWN SQUARE BANK INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 68,449,000 | 70,843,000 | 71,007,000 | 71,885,000 |
| Total loans | 49,629,000 | 52,544,000 | 57,043,000 | 59,051,000 |
| Allowance for loan losses | 622,000 | 540,000 | 543,000 | 795,000 |
| Securities available for sale | 708,000 | 2,008,000 | 2,075,000 | 4,096,000 |
| Securities held to maturity | 75,000 | 75,000 | 75,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,408,000 | 62,580,000 | 61,928,000 | 62,703,000 |
| Interest-bearing deposits | 53,207,000 | 53,701,000 | 54,930,000 | 52,779,000 |
| Noninterest-bearing deposits | 8,201,000 | 8,879,000 | 6,998,000 | 9,924,000 |
| Equity capital | 5,855,000 | 5,956,000 | 6,069,000 | 6,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,214,000 | 3,417,000 | 4,578,000 |
| Interest expense | 438,000 | 906,000 | 1,369,000 | 1,859,000 |
| Net interest income | 646,000 | 1,308,000 | 2,048,000 | 2,719,000 |
| Noninterest income | 68,000 | 145,000 | 234,000 | 410,000 |
| Noninterest expense | 552,000 | 1,140,000 | 1,787,000 | 2,483,000 |
| Provision for loan losses | 81,000 | 140,000 | 220,000 | 546,000 |
| Pretax income | 81,000 | 173,000 | 275,000 | 100,000 |
| Income tax | 0 | 0 | 0 | -317,000 |
| Net income | 81,000 | 173,000 | 275,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,852,000 | 5,944,000 | 6,048,000 | 6,188,000 |
| Total capital | 6,474,000 | 6,484,000 | 6,591,000 | 6,961,000 |
| Risk-weighted assets | 52,567,000 | 55,400,000 | 59,879,000 | 61,799,000 |