Call reports 2001
TOWN SQUARE BANK INC. — 2001
What TOWN SQUARE BANK INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,372,000 | 41,484,000 | 50,585,000 | 57,726,000 |
| Total loans | 26,230,000 | 30,819,000 | 37,728,000 | 46,451,000 |
| Allowance for loan losses | 270,000 | 330,000 | 350,000 | 583,000 |
| Securities available for sale | 904,000 | 502,000 | 710,000 | 708,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,249,000 | 35,432,000 | 44,274,000 | 50,683,000 |
| Interest-bearing deposits | 24,503,000 | 29,575,000 | 36,779,000 | 42,477,000 |
| Noninterest-bearing deposits | 3,746,000 | 5,857,000 | 7,495,000 | 8,206,000 |
| Equity capital | 6,057,000 | 5,932,000 | 5,896,000 | 5,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,416,000 | 2,305,000 | 3,304,000 |
| Interest expense | 307,000 | 649,000 | 1,041,000 | 1,431,000 |
| Net interest income | 366,000 | 767,000 | 1,264,000 | 1,873,000 |
| Noninterest income | 20,000 | 39,000 | 69,000 | 176,000 |
| Noninterest expense | 318,000 | 764,000 | 1,295,000 | 1,837,000 |
| Provision for loan losses | 79,000 | 174,000 | 209,000 | 503,000 |
| Pretax income | -11,000 | -132,000 | -171,000 | -291,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -11,000 | -132,000 | -171,000 | -291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,051,000 | 5,932,000 | 5,891,000 | 5,772,000 |
| Total capital | 6,321,000 | 6,262,000 | 6,241,000 | 6,355,000 |
| Risk-weighted assets | 27,402,000 | 32,176,000 | 39,847,000 | 48,536,000 |