Call reports 2021
UNION COUNTY SAVINGS BANK — 2021
What UNION COUNTY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,871,110,000 | 1,898,658,000 | 1,902,145,000 | 1,911,983,000 |
| Total loans | 93,595,000 | 91,349,000 | 90,419,000 | 90,077,000 |
| Allowance for loan losses | 1,400,000 | 1,400,000 | 1,400,000 | 1,400,000 |
| Securities available for sale | 0 | 0 | 0 | 13,948,000 |
| Securities held to maturity | 1,437,988,000 | 1,469,214,000 | 1,479,458,000 | 1,503,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,605,374,000 | 1,630,143,000 | 1,632,506,000 | 1,642,425,000 |
| Interest-bearing deposits | 1,564,523,000 | 1,586,364,000 | 1,589,358,000 | 1,594,144,000 |
| Noninterest-bearing deposits | 40,851,000 | 43,779,000 | 43,148,000 | 48,281,000 |
| Equity capital | 255,582,000 | 257,780,000 | 259,848,000 | 261,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,244,000 | 14,694,000 | 22,271,000 | 29,912,000 |
| Interest expense | 3,721,000 | 6,935,000 | 9,838,000 | 12,490,000 |
| Net interest income | 3,523,000 | 7,759,000 | 12,433,000 | 17,422,000 |
| Noninterest income | 68,000 | 75,000 | 83,000 | 101,000 |
| Noninterest expense | 2,316,000 | 4,298,000 | 6,329,000 | 8,538,000 |
| Provision for loan losses | 694,000 | 694,000 | 694,000 | 694,000 |
| Pretax income | 1,986,000 | 5,097,000 | 8,052,000 | 10,868,000 |
| Income tax | 295,000 | 1,209,000 | 2,096,000 | 3,469,000 |
| Net income | 1,691,000 | 3,888,000 | 5,956,000 | 7,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 257,486,000 | 259,684,000 | 261,752,000 | 263,196,000 |
| Total capital | 258,886,000 | 261,084,000 | 263,152,000 | 264,596,000 |
| Risk-weighted assets | 485,916,000 | 517,221,000 | 524,652,000 | 527,824,000 |