Call reports 2020
UNION COUNTY SAVINGS BANK — 2020
What UNION COUNTY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,799,635,000 | 1,795,398,000 | 1,820,643,000 | 1,852,488,000 |
| Total loans | 107,732,000 | 105,199,000 | 102,577,000 | 95,882,000 |
| Allowance for loan losses | 706,000 | 706,000 | 706,000 | 706,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,040,118,000 | 1,290,869,000 | 1,365,786,000 | 1,398,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,532,587,000 | 1,528,137,000 | 1,554,535,000 | 1,586,371,000 |
| Interest-bearing deposits | 1,495,825,000 | 1,489,664,000 | 1,515,781,000 | 1,547,667,000 |
| Noninterest-bearing deposits | 36,762,000 | 38,473,000 | 38,754,000 | 38,704,000 |
| Equity capital | 249,238,000 | 249,938,000 | 250,221,000 | 251,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,179,000 | 17,735,000 | 25,102,000 | 32,518,000 |
| Interest expense | 7,881,000 | 14,847,000 | 20,675,000 | 25,404,000 |
| Net interest income | 2,298,000 | 2,888,000 | 4,427,000 | 7,114,000 |
| Noninterest income | 71,000 | 74,000 | 81,000 | 89,000 |
| Noninterest expense | 1,618,000 | 3,345,000 | 5,111,000 | 7,047,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -834,000 | -371,000 | -106,000 | 1,978,000 |
| Income tax | -383,000 | -620,000 | -639,000 | 413,000 |
| Net income | -451,000 | 249,000 | 533,000 | 1,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 253,780,000 | 254,480,000 | 254,763,000 | 255,796,000 |
| Total capital | — | 255,186,000 | 255,469,000 | 256,502,000 |
| Risk-weighted assets | — | 465,453,000 | 485,285,000 | 480,938,000 |