Call reports 2018
UNION COUNTY SAVINGS BANK — 2018
What UNION COUNTY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,774,190,000 | 1,751,780,000 | 1,752,940,000 | 1,759,208,000 |
| Total loans | 111,250,000 | 110,425,000 | 110,832,000 | 110,077,000 |
| Allowance for loan losses | 798,000 | 798,000 | 798,000 | 706,000 |
| Securities available for sale | 12,028,000 | 11,725,000 | 10,842,000 | 9,468,000 |
| Securities held to maturity | 1,349,540,000 | 1,349,671,000 | 1,351,318,000 | 1,356,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,518,798,000 | 1,493,691,000 | 1,492,152,000 | 1,498,686,000 |
| Interest-bearing deposits | 1,482,324,000 | 1,460,731,000 | 1,460,057,000 | 1,465,922,000 |
| Noninterest-bearing deposits | 36,474,000 | 32,960,000 | 32,095,000 | 32,764,000 |
| Equity capital | 242,091,000 | 244,364,000 | 246,589,000 | 245,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,843,000 | 21,790,000 | 32,752,000 | 44,081,000 |
| Interest expense | 5,063,000 | 10,577,000 | 16,771,000 | 23,913,000 |
| Net interest income | 5,780,000 | 11,213,000 | 15,981,000 | 20,168,000 |
| Noninterest income | 71,000 | 87,000 | 99,000 | 112,000 |
| Noninterest expense | 2,068,000 | 4,057,000 | 5,809,000 | 7,648,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,783,000 | 7,243,000 | 10,305,000 | 12,669,000 |
| Income tax | 1,059,000 | 2,028,000 | 2,925,000 | 3,634,000 |
| Net income | 2,724,000 | 5,215,000 | 7,380,000 | 9,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 241,330,000 | 243,821,000 | 245,986,000 | 245,908,000 |
| Total capital | 244,819,000 | 247,174,000 | 249,376,000 | 248,588,000 |
| Risk-weighted assets | 495,684,000 | 493,519,000 | 492,440,000 | 487,407,000 |