Call reports 2017
UNION COUNTY SAVINGS BANK — 2017
What UNION COUNTY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,788,110,000 | 1,780,651,000 | 1,788,312,000 | 1,787,950,000 |
| Total loans | 107,120,000 | 109,174,000 | 111,687,000 | 111,320,000 |
| Allowance for loan losses | 768,000 | 783,000 | 798,000 | 798,000 |
| Securities available for sale | 12,017,000 | 12,233,000 | 12,471,000 | 13,196,000 |
| Securities held to maturity | 1,347,769,000 | 1,346,928,000 | 1,351,423,000 | 1,350,958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,542,212,000 | 1,534,817,000 | 1,539,376,000 | 1,535,715,000 |
| Interest-bearing deposits | 1,509,538,000 | 1,501,563,000 | 1,505,005,000 | 1,499,276,000 |
| Noninterest-bearing deposits | 32,674,000 | 33,254,000 | 34,371,000 | 36,439,000 |
| Equity capital | 229,828,000 | 233,100,000 | 236,109,000 | 239,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,378,000 | 20,926,000 | 31,654,000 | 42,404,000 |
| Interest expense | 4,490,000 | 9,040,000 | 13,779,000 | 18,757,000 |
| Net interest income | 5,888,000 | 11,886,000 | 17,875,000 | 23,647,000 |
| Noninterest income | 74,000 | 157,000 | 170,000 | 180,000 |
| Noninterest expense | 2,406,000 | 4,516,000 | 6,299,000 | 8,268,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 3,541,000 | 7,497,000 | 11,716,000 | 15,563,000 |
| Income tax | 1,133,000 | 2,399,000 | 3,749,000 | 4,668,000 |
| Net income | 2,408,000 | 5,098,000 | 7,967,000 | 10,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 230,716,000 | 232,962,000 | 235,830,000 | 238,606,000 |
| Total capital | 233,721,000 | 236,079,000 | 239,069,000 | 242,171,000 |
| Risk-weighted assets | 497,776,000 | 496,942,000 | 500,765,000 | 502,739,000 |