Call reports 2012
UNION COUNTY SAVINGS BANK — 2012
What UNION COUNTY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,517,554,000 | 1,544,798,000 | 1,580,704,000 | 1,600,123,000 |
| Total loans | 118,058,000 | 114,647,000 | 111,371,000 | 109,134,000 |
| Allowance for loan losses | 629,000 | 629,000 | 629,000 | 629,000 |
| Securities available for sale | 10,854,000 | 9,647,000 | 10,091,000 | 9,853,000 |
| Securities held to maturity | 990,364,000 | 1,009,442,000 | 1,063,599,000 | 1,124,419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,320,794,000 | 1,346,461,000 | 1,379,006,000 | 1,396,337,000 |
| Interest-bearing deposits | 1,299,357,000 | 1,322,830,000 | 1,357,532,000 | 1,372,007,000 |
| Noninterest-bearing deposits | 21,437,000 | 23,631,000 | 21,474,000 | 24,330,000 |
| Equity capital | 186,133,000 | 187,750,000 | 190,862,000 | 193,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,913,000 | 17,850,000 | 26,266,000 | 34,966,000 |
| Interest expense | 4,613,000 | 9,138,000 | 13,525,000 | 17,808,000 |
| Net interest income | 4,300,000 | 8,712,000 | 12,741,000 | 17,158,000 |
| Noninterest income | 131,000 | 158,000 | 192,000 | 248,000 |
| Noninterest expense | 1,665,000 | 3,568,000 | 5,216,000 | 6,915,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,814,000 | 9,335,000 | 13,246,000 | 17,059,000 |
| Income tax | 1,451,000 | 3,250,000 | 4,312,000 | 5,659,000 |
| Net income | 4,363,000 | 6,085,000 | 8,934,000 | 11,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,489,000 | 186,212,000 | 189,061,000 | 191,527,000 |
| Total capital | 186,369,000 | 188,011,000 | 191,060,000 | 193,419,000 |
| Risk-weighted assets | 410,519,000 | 225,350,000 | 216,654,000 | 218,122,000 |