Call reports 2011
UNION COUNTY SAVINGS BANK — 2011
What UNION COUNTY SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,370,454,000 | 1,406,400,000 | 1,435,490,000 | 1,477,444,000 |
| Total loans | 112,358,000 | 117,596,000 | 117,040,000 | 120,062,000 |
| Allowance for loan losses | 629,000 | 629,000 | 629,000 | 629,000 |
| Securities available for sale | 9,536,000 | 10,090,000 | 9,381,000 | 9,793,000 |
| Securities held to maturity | 958,305,000 | 969,081,000 | 983,734,000 | 957,376,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,174,964,000 | 1,205,413,000 | 1,231,616,000 | 1,280,446,000 |
| Interest-bearing deposits | 1,154,091,000 | 1,182,917,000 | 1,209,456,000 | 1,259,050,000 |
| Noninterest-bearing deposits | 20,873,000 | 22,496,000 | 22,160,000 | 21,396,000 |
| Equity capital | 185,716,000 | 190,205,000 | 193,578,000 | 186,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,254,000 | 18,994,000 | 28,580,000 | 38,169,000 |
| Interest expense | 4,596,000 | 9,189,000 | 13,867,000 | 18,626,000 |
| Net interest income | 4,658,000 | 9,805,000 | 14,713,000 | 19,543,000 |
| Noninterest income | 36,000 | 49,000 | 75,000 | 98,000 |
| Noninterest expense | 2,516,000 | 4,431,000 | 6,325,000 | 8,047,000 |
| Provision for loan losses | 0 | 0 | 0 | 37,000 |
| Pretax income | 2,355,000 | 6,520,000 | 10,313,000 | 15,007,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 4,637,000 |
| Net income | 2,353,000 | 6,518,000 | 10,311,000 | 10,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,848,000 | 189,013,000 | 192,806,000 | 185,371,000 |
| Total capital | 186,134,000 | 190,549,000 | 193,719,000 | 186,773,000 |
| Risk-weighted assets | 397,221,000 | 404,631,000 | 412,063,000 | 407,986,000 |