Call reports 2005
UNION COUNTY SAVINGS BANK — 2005
What UNION COUNTY SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,069,431,000 | 1,051,669,000 | 1,048,604,000 | 1,052,116,000 |
| Total loans | 84,423,000 | 85,292,000 | 91,782,000 | 94,174,000 |
| Allowance for loan losses | 629,000 | 629,000 | 629,000 | 629,000 |
| Securities available for sale | 64,645,000 | 66,053,000 | 64,711,000 | 65,697,000 |
| Securities held to maturity | 853,605,000 | 853,209,000 | 845,566,000 | 844,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 884,264,000 | 863,923,000 | 857,915,000 | 857,951,000 |
| Interest-bearing deposits | 860,946,000 | 842,145,000 | 836,405,000 | 834,898,000 |
| Noninterest-bearing deposits | 23,318,000 | 21,778,000 | 21,510,000 | 23,053,000 |
| Equity capital | 178,363,000 | 182,175,000 | 184,104,000 | 187,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 11,470,000 | 23,183,000 | 34,598,000 | 46,355,000 |
| Interest expense | 5,823,000 | 11,925,000 | 18,399,000 | 25,423,000 |
| Net interest income | 5,647,000 | 11,258,000 | 16,199,000 | 20,932,000 |
| Noninterest income | 52,000 | 111,000 | 166,000 | 228,000 |
| Noninterest expense | 1,338,000 | 2,697,000 | 3,938,000 | 5,361,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,922,000 | 9,261,000 | 13,054,000 | 16,425,000 |
| Income tax | 1,380,000 | 2,740,000 | 3,810,000 | 4,420,000 |
| Net income | 3,542,000 | 6,521,000 | 9,244,000 | 12,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,587,000 | 181,974,000 | 183,355,000 | 187,028,000 |
| Total capital | 178,216,000 | 182,603,000 | 183,984,000 | 187,657,000 |
| Risk-weighted assets | 323,683,000 | 333,443,000 | 330,672,000 | 334,875,000 |
Machine access — free, no API key
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