Call reports 2003
TOLLAND BANK — 2003
What TOLLAND BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 420,585,000 | 429,070,000 | 423,687,000 | 436,678,000 |
| Total loans | 286,302,000 | 284,085,000 | 287,162,000 | 277,751,000 |
| Allowance for loan losses | 4,075,000 | 4,100,000 | 4,120,000 | 4,175,000 |
| Securities available for sale | 96,596,000 | 98,146,000 | 106,251,000 | 107,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,868,000 | 336,127,000 | 327,742,000 | 339,279,000 |
| Interest-bearing deposits | 294,699,000 | 298,200,000 | 290,364,000 | 303,026,000 |
| Noninterest-bearing deposits | 36,169,000 | 37,927,000 | 37,378,000 | 36,253,000 |
| Equity capital | 33,650,000 | 36,557,000 | 36,135,000 | 37,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,760,000 | 11,316,000 | 16,721,000 | 22,134,000 |
| Interest expense | 2,297,000 | 4,524,000 | 6,649,000 | 8,639,000 |
| Net interest income | 3,463,000 | 6,792,000 | 10,072,000 | 13,495,000 |
| Noninterest income | 851,000 | 1,839,000 | 2,629,000 | 3,229,000 |
| Noninterest expense | 2,615,000 | 5,306,000 | 7,970,000 | 10,776,000 |
| Provision for loan losses | 46,000 | 51,000 | 65,000 | 103,000 |
| Pretax income | 1,576,000 | 3,208,000 | 4,159,000 | 5,186,000 |
| Income tax | 414,000 | 1,016,000 | 1,207,000 | 1,552,000 |
| Net income | 1,162,000 | 2,192,000 | 2,952,000 | 3,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,755,000 | 35,265,000 | 35,393,000 | 36,871,000 |
| Total capital | 37,668,000 | 39,184,000 | 39,235,000 | 40,570,000 |
| Risk-weighted assets | 312,853,000 | 313,329,000 | 307,078,000 | 294,851,000 |