Call reports 2020
CBC BANK — 2020
What CBC BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 38,187,000 | 40,460,000 | 40,019,000 |
| Total loans | 8,192,000 | 9,166,000 | 8,660,000 |
| Allowance for loan losses | 99,000 | 101,000 | 102,000 |
| Securities available for sale | 13,696,000 | 12,797,000 | 12,139,000 |
| Securities held to maturity | 1,293,000 | 1,095,000 | 1,097,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 34,512,000 | 36,701,000 | 36,292,000 |
| Interest-bearing deposits | 26,274,000 | 26,133,000 | 25,361,000 |
| Noninterest-bearing deposits | 8,238,000 | 10,568,000 | 10,931,000 |
| Equity capital | 3,608,000 | 3,686,000 | 3,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 232,000 | 417,000 | 604,000 |
| Interest expense | 27,000 | 39,000 | 51,000 |
| Net interest income | 205,000 | 378,000 | 553,000 |
| Noninterest income | 36,000 | 72,000 | 105,000 |
| Noninterest expense | 234,000 | 467,000 | 670,000 |
| Provision for loan losses | -40,000 | -40,000 | -40,000 |
| Pretax income | 47,000 | 23,000 | 28,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 47,000 | 23,000 | 28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 3,258,000 | 3,234,000 | 3,235,000 |
| Total capital | 3,357,000 | — | — |
| Risk-weighted assets | 10,971,000 | — | — |