Call reports 2016
CBC BANK — 2016
What CBC BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 34,533,000 | 34,271,000 | 33,204,000 | 34,475,000 |
| Total loans | 12,594,000 | 12,745,000 | 13,832,000 | 13,457,000 |
| Allowance for loan losses | 142,000 | 142,000 | 141,000 | 141,000 |
| Securities available for sale | 16,680,000 | 16,848,000 | 16,429,000 | 16,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,306,000 | 30,830,000 | 29,789,000 | 31,578,000 |
| Interest-bearing deposits | 23,127,000 | 23,325,000 | 22,186,000 | 22,556,000 |
| Noninterest-bearing deposits | 8,179,000 | 7,505,000 | 7,603,000 | 9,022,000 |
| Equity capital | 3,163,000 | 3,350,000 | 3,327,000 | 2,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 467,000 | 709,000 | 948,000 |
| Interest expense | 16,000 | 32,000 | 48,000 | 63,000 |
| Net interest income | 217,000 | 435,000 | 661,000 | 885,000 |
| Noninterest income | 46,000 | 81,000 | 120,000 | 157,000 |
| Noninterest expense | 257,000 | 501,000 | 757,000 | 989,000 |
| Provision for loan losses | -32,000 | -32,000 | -32,000 | -32,000 |
| Pretax income | 38,000 | 73,000 | 83,000 | 116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 73,000 | 83,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,032,000 | 3,067,000 | 3,077,000 | 3,009,000 |
| Total capital | 3,174,000 | 3,209,000 | 3,218,000 | 3,150,000 |
| Risk-weighted assets | 14,994,000 | 15,480,000 | 15,720,000 | 15,188,000 |