Call reports 2015
CBC BANK — 2015
What CBC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,994,000 | 33,332,000 | 32,630,000 | 32,592,000 |
| Total loans | 12,804,000 | 13,978,000 | 13,503,000 | 13,059,000 |
| Allowance for loan losses | 167,000 | 170,000 | 173,000 | 167,000 |
| Securities available for sale | 16,624,000 | 17,059,000 | 16,507,000 | 15,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,828,000 | 30,022,000 | 29,495,000 | 29,556,000 |
| Interest-bearing deposits | 23,603,000 | 22,891,000 | 22,602,000 | 21,760,000 |
| Noninterest-bearing deposits | 7,225,000 | 7,131,000 | 6,893,000 | 7,796,000 |
| Equity capital | 3,074,000 | 2,928,000 | 3,061,000 | 2,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 463,000 | 704,000 | 944,000 |
| Interest expense | 18,000 | 32,000 | 49,000 | 69,000 |
| Net interest income | 207,000 | 431,000 | 655,000 | 875,000 |
| Noninterest income | 44,000 | 81,000 | 123,000 | 159,000 |
| Noninterest expense | 248,000 | 515,000 | 775,000 | 1,023,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,000 | -3,000 | 3,000 | 19,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | -3,000 | 3,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,985,000 | 2,979,000 | 2,983,000 | 3,001,000 |
| Total capital | 3,152,000 | 3,149,000 | 3,156,000 | 3,168,000 |
| Risk-weighted assets | 15,326,000 | 16,097,000 | 15,696,000 | 15,215,000 |