Call reports 2014
CBC BANK — 2014
What CBC BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 36,137,000 | 33,646,000 | 32,721,000 | 32,458,000 |
| Total loans | 13,598,000 | 13,612,000 | 13,736,000 | 13,316,000 |
| Allowance for loan losses | 194,000 | 197,000 | 160,000 | 163,000 |
| Securities available for sale | 14,155,000 | 14,658,000 | 14,147,000 | 13,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,144,000 | 30,593,000 | 29,695,000 | 29,439,000 |
| Interest-bearing deposits | 25,109,000 | 22,886,000 | 22,369,000 | 21,986,000 |
| Noninterest-bearing deposits | 8,035,000 | 7,707,000 | 7,326,000 | 7,453,000 |
| Equity capital | 2,859,000 | 2,929,000 | 2,913,000 | 2,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 462,000 | 696,000 | 928,000 |
| Interest expense | 18,000 | 34,000 | 48,000 | 67,000 |
| Net interest income | 210,000 | 428,000 | 648,000 | 861,000 |
| Noninterest income | 43,000 | 103,000 | 71,000 | 112,000 |
| Noninterest expense | 268,000 | 544,000 | 784,000 | 1,038,000 |
| Provision for loan losses | -18,000 | -19,000 | -58,000 | -58,000 |
| Pretax income | 3,000 | 6,000 | -7,000 | -7,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 6,000 | -7,000 | -7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,992,000 | 2,995,000 | 2,981,000 | 2,982,000 |
| Total capital | 3,186,000 | 3,192,000 | 3,141,000 | 3,145,000 |
| Risk-weighted assets | 16,481,000 | 16,529,000 | 16,083,000 | 15,719,000 |