Call reports 2013
CBC BANK — 2013
What CBC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,054,000 | 36,128,000 | 34,250,000 | 33,845,000 |
| Total loans | 13,883,000 | 14,313,000 | 14,722,000 | 14,218,000 |
| Allowance for loan losses | 320,000 | 212,000 | 205,000 | 209,000 |
| Securities available for sale | 10,465,000 | 11,093,000 | 11,765,000 | 11,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,015,000 | 33,230,000 | 31,219,000 | 30,906,000 |
| Interest-bearing deposits | 26,329,000 | 25,359,000 | 24,002,000 | 23,026,000 |
| Noninterest-bearing deposits | 7,686,000 | 7,871,000 | 7,217,000 | 7,880,000 |
| Equity capital | 2,886,000 | 2,754,000 | 2,871,000 | 2,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 459,000 | 700,000 | 933,000 |
| Interest expense | 28,000 | 51,000 | 72,000 | 92,000 |
| Net interest income | 200,000 | 408,000 | 628,000 | 841,000 |
| Noninterest income | -22,000 | 23,000 | 111,000 | 154,000 |
| Noninterest expense | 278,000 | 550,000 | 824,000 | 1,084,000 |
| Provision for loan losses | 0 | -111,000 | -125,000 | -125,000 |
| Pretax income | -100,000 | -8,000 | 40,000 | 36,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -100,000 | -8,000 | 40,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,853,000 | 2,944,000 | 2,993,000 | 2,989,000 |
| Total capital | 3,055,000 | 3,154,000 | 3,198,000 | 3,195,000 |
| Risk-weighted assets | 16,080,000 | 16,793,000 | 16,829,000 | 16,494,000 |