Call reports 2012
CBC BANK — 2012
What CBC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 34,549,000 | 34,705,000 | 33,173,000 | 33,591,000 |
| Total loans | 14,440,000 | 14,862,000 | 14,960,000 | 14,285,000 |
| Allowance for loan losses | 326,000 | 326,000 | 326,000 | 320,000 |
| Securities available for sale | 8,602,000 | 8,455,000 | 9,139,000 | 10,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,183,000 | 31,339,000 | 29,891,000 | 30,526,000 |
| Interest-bearing deposits | 23,426,000 | 23,438,000 | 22,723,000 | 23,465,000 |
| Noninterest-bearing deposits | 7,757,000 | 7,901,000 | 7,168,000 | 7,061,000 |
| Equity capital | 3,270,000 | 3,267,000 | 3,159,000 | 2,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 518,000 | 771,000 | 1,020,000 |
| Interest expense | 40,000 | 76,000 | 110,000 | 140,000 |
| Net interest income | 223,000 | 442,000 | 661,000 | 880,000 |
| Noninterest income | 66,000 | 120,000 | 95,000 | 11,000 |
| Noninterest expense | 292,000 | 594,000 | 892,000 | 1,174,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -3,000 | -28,000 | -132,000 | -279,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,000 | -28,000 | -132,000 | -279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,228,000 | 3,203,000 | 3,099,000 | 2,952,000 |
| Total capital | 3,433,000 | 3,415,000 | 3,311,000 | 3,161,000 |
| Risk-weighted assets | 16,274,000 | 16,834,000 | 16,870,000 | 16,611,000 |