Call reports 2011
CBC BANK — 2011
What CBC BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 34,948,000 | 35,203,000 | 33,960,000 | 32,680,000 |
| Total loans | 16,363,000 | 15,203,000 | 15,245,000 | 15,036,000 |
| Allowance for loan losses | 326,000 | 326,000 | 326,000 | 326,000 |
| Securities available for sale | 4,410,000 | 4,596,000 | 5,690,000 | 6,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,501,000 | 31,757,000 | 30,510,000 | 29,312,000 |
| Interest-bearing deposits | 25,161,000 | 24,464,000 | 23,422,000 | 22,966,000 |
| Noninterest-bearing deposits | 6,340,000 | 7,293,000 | 7,088,000 | 6,346,000 |
| Equity capital | 3,337,000 | 3,345,000 | 3,328,000 | 3,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 595,000 | 876,000 | 1,143,000 |
| Interest expense | 58,000 | 112,000 | 164,000 | 210,000 |
| Net interest income | 245,000 | 483,000 | 712,000 | 933,000 |
| Noninterest income | 45,000 | 97,000 | 151,000 | 205,000 |
| Noninterest expense | 311,000 | 615,000 | 919,000 | 1,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | -25,000 | -46,000 | -68,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -11,000 | -25,000 | -46,000 | -68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,289,000 | 3,275,000 | 3,254,000 | 3,232,000 |
| Total capital | 3,506,000 | 3,480,000 | 3,462,000 | 3,442,000 |
| Risk-weighted assets | 17,290,000 | 16,270,000 | 16,504,000 | 16,746,000 |