Call reports 2010
CBC BANK — 2010
What CBC BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 35,154,000 | 34,471,000 | 33,170,000 | 33,370,000 |
| Total loans | 19,687,000 | 18,799,000 | 19,221,000 | 17,624,000 |
| Allowance for loan losses | 365,000 | 306,000 | 375,000 | 331,000 |
| Securities available for sale | 5,231,000 | 2,768,000 | 2,408,000 | 3,302,000 |
| Securities held to maturity | 3,000 | 3,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,590,000 | 30,932,000 | 29,671,000 | 29,940,000 |
| Interest-bearing deposits | 26,022,000 | 25,183,000 | 23,450,000 | 23,612,000 |
| Noninterest-bearing deposits | 5,568,000 | 5,749,000 | 6,221,000 | 6,328,000 |
| Equity capital | 3,456,000 | 3,442,000 | 3,370,000 | 3,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 746,000 | 1,085,000 | 1,419,000 |
| Interest expense | 83,000 | 159,000 | 225,000 | 287,000 |
| Net interest income | 294,000 | 587,000 | 860,000 | 1,132,000 |
| Noninterest income | 46,000 | 93,000 | 134,000 | 206,000 |
| Noninterest expense | 312,000 | 628,000 | 933,000 | 1,261,000 |
| Provision for loan losses | 6,000 | -54,000 | 17,000 | 32,000 |
| Pretax income | 22,000 | 120,000 | 63,000 | 64,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | 120,000 | 63,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,402,000 | 3,373,000 | 3,299,000 | 3,300,000 |
| Total capital | 3,671,000 | 3,625,000 | 3,555,000 | 3,536,000 |
| Risk-weighted assets | 21,012,000 | 20,089,000 | 20,375,000 | 18,813,000 |