Call reports 2009
CBC BANK — 2009
What CBC BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,305,000 | 35,907,000 | 34,566,000 | 33,324,000 |
| Total loans | 22,879,000 | 21,715,000 | 21,557,000 | 20,852,000 |
| Allowance for loan losses | 379,000 | 368,000 | 368,000 | 360,000 |
| Securities available for sale | 5,709,000 | 5,695,000 | 4,916,000 | 5,356,000 |
| Securities held to maturity | 10,000 | 10,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,656,000 | 32,223,000 | 30,843,000 | 29,739,000 |
| Interest-bearing deposits | 26,722,000 | 25,851,000 | 25,136,000 | 24,064,000 |
| Noninterest-bearing deposits | 5,934,000 | 6,372,000 | 5,707,000 | 5,675,000 |
| Equity capital | 3,514,000 | 3,520,000 | 3,571,000 | 3,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 870,000 | 1,284,000 | 1,692,000 |
| Interest expense | 133,000 | 243,000 | 344,000 | 436,000 |
| Net interest income | 313,000 | 627,000 | 940,000 | 1,256,000 |
| Noninterest income | 59,000 | 108,000 | 166,000 | 211,000 |
| Noninterest expense | 358,000 | 711,000 | 1,045,000 | 1,379,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 8,000 | 26,000 | 85,000 | 126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | 26,000 | 85,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,387,000 | 3,397,000 | 3,439,000 | 3,420,000 |
| Total capital | 3,697,000 | 3,702,000 | 3,732,000 | 3,704,000 |
| Risk-weighted assets | 24,579,000 | 24,025,000 | 23,155,000 | 22,298,000 |