Call reports 2007
CBC BANK — 2007
What CBC BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,747,000 | 40,736,000 | 37,986,000 | 37,685,000 |
| Total loans | 24,770,000 | 26,191,000 | 24,650,000 | 25,093,000 |
| Allowance for loan losses | 343,000 | 348,000 | 358,000 | 359,000 |
| Securities available for sale | 6,715,000 | 7,079,000 | 8,597,000 | 8,863,000 |
| Securities held to maturity | 21,000 | 21,000 | 18,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,079,000 | 37,129,000 | 34,361,000 | 33,957,000 |
| Interest-bearing deposits | 30,216,000 | 29,430,000 | 27,829,000 | 26,700,000 |
| Noninterest-bearing deposits | 6,863,000 | 7,699,000 | 6,532,000 | 7,256,000 |
| Equity capital | 3,450,000 | 3,363,000 | 3,417,000 | 3,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,246,000 | 1,859,000 | 2,444,000 |
| Interest expense | 233,000 | 468,000 | 702,000 | 928,000 |
| Net interest income | 384,000 | 778,000 | 1,157,000 | 1,516,000 |
| Noninterest income | 47,000 | 100,000 | 152,000 | 215,000 |
| Noninterest expense | 356,000 | 722,000 | 1,076,000 | 1,466,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 156,000 | 233,000 | 265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 156,000 | 233,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,454,000 | 3,411,000 | 3,387,000 | 3,419,000 |
| Total capital | 3,797,000 | 3,759,000 | 3,735,000 | 3,770,000 |
| Risk-weighted assets | 28,138,000 | 29,292,000 | 27,885,000 | 28,166,000 |