Call reports 2006
CBC BANK — 2006
What CBC BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,555,000 | 39,633,000 | 39,373,000 | 40,586,000 |
| Total loans | 28,468,000 | 26,229,000 | 25,299,000 | 24,963,000 |
| Allowance for loan losses | 328,000 | 339,000 | 341,000 | 342,000 |
| Securities available for sale | 5,511,000 | 5,787,000 | 6,449,000 | 6,110,000 |
| Securities held to maturity | 26,000 | 26,000 | 23,000 | 23,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,979,000 | 36,014,000 | 35,697,000 | 37,019,000 |
| Interest-bearing deposits | 30,464,000 | 29,302,000 | 29,209,000 | 29,589,000 |
| Noninterest-bearing deposits | 6,515,000 | 6,712,000 | 6,488,000 | 7,430,000 |
| Equity capital | 3,382,000 | 3,394,000 | 3,448,000 | 3,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,183,000 | 1,773,000 | 2,380,000 |
| Interest expense | 207,000 | 419,000 | 641,000 | 868,000 |
| Net interest income | 377,000 | 764,000 | 1,132,000 | 1,512,000 |
| Noninterest income | 53,000 | 110,000 | 203,000 | 244,000 |
| Noninterest expense | 366,000 | 732,000 | 1,114,000 | 1,478,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 142,000 | 221,000 | 278,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 142,000 | 221,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,444,000 | 3,483,000 | 3,470,000 | 3,380,000 |
| Total capital | 3,772,000 | 3,822,000 | 3,811,000 | 3,722,000 |
| Risk-weighted assets | 31,576,000 | 29,645,000 | 28,631,000 | 28,561,000 |