Call reports 2005
CBC BANK — 2005
What CBC BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,083,000 | 42,207,000 | 39,339,000 | 43,581,000 |
| Total loans | 30,761,000 | 30,469,000 | 28,887,000 | 28,159,000 |
| Allowance for loan losses | 357,000 | 292,000 | 309,000 | 326,000 |
| Securities available for sale | 4,217,000 | 4,916,000 | 5,354,000 | 7,114,000 |
| Securities held to maturity | 31,000 | 31,000 | 28,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,559,000 | 38,633,000 | 35,779,000 | 37,741,000 |
| Interest-bearing deposits | 31,810,000 | 32,189,000 | 29,316,000 | 29,778,000 |
| Noninterest-bearing deposits | 6,749,000 | 6,444,000 | 6,463,000 | 7,963,000 |
| Equity capital | 3,305,000 | 3,356,000 | 3,341,000 | 3,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,074,000 | 1,640,000 | 2,224,000 |
| Interest expense | 163,000 | 335,000 | 516,000 | 720,000 |
| Net interest income | 378,000 | 739,000 | 1,124,000 | 1,504,000 |
| Noninterest income | 55,000 | 109,000 | 174,000 | 226,000 |
| Noninterest expense | 368,000 | 717,000 | 1,091,000 | 1,472,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 50,000 | 101,000 | 162,000 | 198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 101,000 | 162,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,358,000 | 3,379,000 | 3,374,000 | 3,380,000 |
| Total capital | 3,715,000 | 3,672,000 | 3,683,000 | 3,706,000 |
| Risk-weighted assets | 32,404,000 | 32,631,000 | 31,354,000 | 31,807,000 |