Call reports 2002
CBC BANK — 2002
What CBC BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,557,000 | 36,511,000 | 38,531,000 | 39,313,000 |
| Total loans | 26,967,000 | 29,186,000 | 29,722,000 | 31,743,000 |
| Allowance for loan losses | 299,000 | 305,000 | 305,000 | 313,000 |
| Securities available for sale | 3,661,000 | 3,371,000 | 3,397,000 | 3,300,000 |
| Securities held to maturity | 118,000 | 118,000 | 116,000 | 116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,390,000 | 33,270,000 | 35,184,000 | 35,939,000 |
| Interest-bearing deposits | 28,024,000 | 27,751,000 | 29,222,000 | 28,828,000 |
| Noninterest-bearing deposits | 5,366,000 | 5,519,000 | 5,962,000 | 7,111,000 |
| Equity capital | 2,905,000 | 2,963,000 | 3,037,000 | 3,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 560,000 | 1,131,000 | 1,726,000 | 2,314,000 |
| Interest expense | 231,000 | 443,000 | 657,000 | 859,000 |
| Net interest income | 329,000 | 688,000 | 1,069,000 | 1,455,000 |
| Noninterest income | 83,000 | 165,000 | 255,000 | 359,000 |
| Noninterest expense | 329,000 | 678,000 | 1,024,000 | 1,380,000 |
| Provision for loan losses | 13,000 | 19,000 | 19,000 | 28,000 |
| Pretax income | 70,000 | 156,000 | 281,000 | 406,000 |
| Income tax | 23,000 | 53,000 | 99,000 | 145,000 |
| Net income | 47,000 | 103,000 | 182,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,857,000 | 2,895,000 | 2,956,000 | 3,007,000 |
| Total capital | 3,156,000 | 3,200,000 | 3,261,000 | 3,320,000 |
| Risk-weighted assets | 27,394,000 | 28,229,000 | 29,313,000 | 30,979,000 |