Call reports 2005
ASIAN AMERICAN BANK AND TRUST COMPANY — 2005
What ASIAN AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Total assets | 129,931,000 | 127,121,000 | 130,301,000 |
| Total loans | 86,133,000 | 84,083,000 | 86,714,000 |
| Allowance for loan losses | 756,000 | 739,000 | 762,000 |
| Securities available for sale | 28,732,000 | 28,822,000 | 27,614,000 |
| Securities held to maturity | 1,996,000 | 2,393,000 | 2,491,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 107,380,000 | 106,239,000 | 109,224,000 |
| Interest-bearing deposits | 84,384,000 | 82,089,000 | 84,059,000 |
| Noninterest-bearing deposits | 22,996,000 | 24,150,000 | 25,165,000 |
| Equity capital | 17,276,000 | 17,519,000 | 17,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Interest income | 1,717,000 | 3,478,000 | 5,267,000 |
| Interest expense | 332,000 | 690,000 | 1,095,000 |
| Net interest income | 1,385,000 | 2,788,000 | 4,172,000 |
| Noninterest income | 101,000 | 201,000 | 616,000 |
| Noninterest expense | 1,241,000 | 2,586,000 | 4,044,000 |
| Provision for loan losses | -18,000 | -34,000 | -7,000 |
| Pretax income | 263,000 | 437,000 | 751,000 |
| Income tax | 126,000 | 192,000 | 325,000 |
| Net income | 137,000 | 245,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Tier 1 capital | 17,482,000 | 17,589,000 | 17,769,000 |
| Total capital | 18,238,000 | 18,328,000 | 18,531,000 |
| Risk-weighted assets | 85,040,000 | 84,836,000 | 87,381,000 |