Call reports 2004
ASIAN AMERICAN BANK AND TRUST COMPANY — 2004
What ASIAN AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 120,189,000 | 125,215,000 | 126,339,000 | 130,597,000 |
| Total loans | 71,650,000 | 76,791,000 | 79,830,000 | 87,957,000 |
| Allowance for loan losses | 619,000 | 665,000 | 695,000 | 774,000 |
| Securities available for sale | 35,939,000 | 32,656,000 | 32,127,000 | 30,305,000 |
| Securities held to maturity | 1,498,000 | 1,498,000 | 2,496,000 | 474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,730,000 | 105,229,000 | 106,115,000 | 107,928,000 |
| Interest-bearing deposits | 75,950,000 | 79,761,000 | 80,910,000 | 83,273,000 |
| Noninterest-bearing deposits | 23,780,000 | 25,468,000 | 25,205,000 | 24,655,000 |
| Equity capital | 17,509,000 | 17,166,000 | 17,393,000 | 17,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 3,032,000 | 4,646,000 | 6,315,000 |
| Interest expense | 247,000 | 483,000 | 739,000 | 1,011,000 |
| Net interest income | 1,229,000 | 2,549,000 | 3,907,000 | 5,304,000 |
| Noninterest income | 97,000 | 215,000 | 358,000 | 442,000 |
| Noninterest expense | 1,249,000 | 2,520,000 | 3,864,000 | 5,064,000 |
| Provision for loan losses | 39,000 | 85,000 | 115,000 | 194,000 |
| Pretax income | 38,000 | 159,000 | 299,000 | 501,000 |
| Income tax | 15,000 | 59,000 | 109,000 | 181,000 |
| Net income | 23,000 | 100,000 | 190,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,052,000 | 17,127,000 | 17,216,000 | 17,346,000 |
| Total capital | 17,671,000 | 17,792,000 | 17,911,000 | 18,120,000 |
| Risk-weighted assets | 82,890,000 | 83,846,000 | 86,453,000 | 87,460,000 |