Call reports 2003
ASIAN AMERICAN BANK AND TRUST COMPANY — 2003
What ASIAN AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 112,952,000 | 113,854,000 | 119,229,000 | 118,189,000 |
| Total loans | 52,977,000 | 55,784,000 | 62,476,000 | 67,730,000 |
| Allowance for loan losses | 711,000 | 800,000 | 855,000 | 580,000 |
| Securities available for sale | 42,605,000 | 41,806,000 | 40,728,000 | 37,401,000 |
| Securities held to maturity | 3,000,000 | 3,496,000 | 3,498,000 | 1,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,634,000 | 93,567,000 | 99,455,000 | 98,184,000 |
| Interest-bearing deposits | 72,343,000 | 72,685,000 | 75,000,000 | 75,473,000 |
| Noninterest-bearing deposits | 20,291,000 | 20,882,000 | 24,455,000 | 22,711,000 |
| Equity capital | 17,089,000 | 17,228,000 | 17,083,000 | 17,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,425,000 | 2,845,000 | 4,282,000 | 5,745,000 |
| Interest expense | 336,000 | 657,000 | 947,000 | 1,204,000 |
| Net interest income | 1,089,000 | 2,188,000 | 3,335,000 | 4,541,000 |
| Noninterest income | 168,000 | 291,000 | 428,000 | 554,000 |
| Noninterest expense | 1,106,000 | 2,192,000 | 3,397,000 | 4,325,000 |
| Provision for loan losses | 60,000 | 150,000 | 205,000 | -70,000 |
| Pretax income | 91,000 | 137,000 | 161,000 | 840,000 |
| Income tax | 32,000 | 49,000 | 57,000 | 299,000 |
| Net income | 59,000 | 88,000 | 104,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,390,000 | 16,419,000 | 16,593,000 | 17,029,000 |
| Total capital | 17,101,000 | 17,219,000 | 17,448,000 | 17,609,000 |
| Risk-weighted assets | 72,554,000 | 73,995,000 | 79,124,000 | 79,342,000 |