Call reports 2002
ASIAN AMERICAN BANK AND TRUST COMPANY — 2002
What ASIAN AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 101,984,000 | 106,367,000 | 108,116,000 | 109,097,000 |
| Total loans | 49,717,000 | 46,055,000 | 46,688,000 | 48,646,000 |
| Allowance for loan losses | 697,000 | 718,000 | 724,000 | 651,000 |
| Securities available for sale | 34,811,000 | 41,612,000 | 45,794,000 | 43,606,000 |
| Securities held to maturity | 3,497,000 | 3,016,000 | 2,008,000 | 3,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,511,000 | 86,629,000 | 87,923,000 | 88,842,000 |
| Interest-bearing deposits | 62,271,000 | 65,199,000 | 68,746,000 | 70,239,000 |
| Noninterest-bearing deposits | 20,240,000 | 21,430,000 | 19,177,000 | 18,603,000 |
| Equity capital | 16,101,000 | 16,537,000 | 16,973,000 | 17,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,529,000 | 3,031,000 | 4,544,000 | 5,971,000 |
| Interest expense | 401,000 | 791,000 | 1,177,000 | 1,549,000 |
| Net interest income | 1,128,000 | 2,240,000 | 3,367,000 | 4,422,000 |
| Noninterest income | 159,000 | 308,000 | 448,000 | 487,000 |
| Noninterest expense | 1,005,000 | 2,069,000 | 3,148,000 | 4,220,000 |
| Provision for loan losses | 45,000 | 67,000 | 74,000 | 0 |
| Pretax income | 237,000 | 412,000 | 593,000 | 689,000 |
| Income tax | 83,000 | 145,000 | 208,000 | 242,000 |
| Net income | 154,000 | 267,000 | 385,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,019,000 | 16,134,000 | 16,256,000 | 16,330,000 |
| Total capital | 16,716,000 | 16,852,000 | 16,980,000 | 16,981,000 |
| Risk-weighted assets | 69,434,000 | 69,289,000 | 68,496,000 | 68,108,000 |