Call reports 2025
COMMUNITY BANK, NATIONAL ASSOCIATION — 2025
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 16,504,226,000 | 16,405,831,000 | 16,659,126,000 | 17,000,592,000 |
| Total loans | 10,422,018,000 | 10,520,678,000 | 10,751,006,000 | 10,950,325,000 |
| Allowance for loan losses | 83,183,000 | 82,226,000 | 85,349,000 | 88,381,000 |
| Securities available for sale | 2,819,144,000 | 2,827,541,000 | 2,854,436,000 | 2,870,429,000 |
| Securities held to maturity | 1,393,837,000 | 1,430,991,000 | 1,442,308,000 | 1,454,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,085,584,000 | 13,901,072,000 | 14,216,434,000 | 14,553,206,000 |
| Interest-bearing deposits | 10,372,687,000 | 10,118,122,000 | 10,371,672,000 | 10,708,028,000 |
| Noninterest-bearing deposits | 3,712,897,000 | 3,782,950,000 | 3,844,762,000 | 3,845,178,000 |
| Equity capital | 1,448,302,000 | 1,491,993,000 | 1,552,137,000 | 1,615,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 167,509,000 | 340,244,000 | 517,071,000 | 698,433,000 |
| Interest expense | 47,834,000 | 96,363,000 | 145,904,000 | 194,431,000 |
| Net interest income | 119,675,000 | 243,881,000 | 371,167,000 | 504,002,000 |
| Noninterest income | 32,221,000 | 64,591,000 | 97,970,000 | 134,092,000 |
| Noninterest expense | 91,739,000 | 185,089,000 | 278,056,000 | 379,154,000 |
| Provision for loan losses | 7,529,000 | 12,301,000 | 18,462,000 | 24,020,000 |
| Pretax income | 53,103,000 | 111,593,000 | 173,352,000 | 235,283,000 |
| Income tax | 12,420,000 | 24,909,000 | 39,624,000 | 52,115,000 |
| Net income | 40,636,000 | 86,586,000 | 133,586,000 | 182,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,251,710,000 | 1,277,922,000 | 1,305,056,000 | 1,290,032,000 |
| Total capital | 1,334,726,000 | 1,360,075,000 | 1,390,363,000 | 1,378,616,000 |
| Risk-weighted assets | 10,203,333,000 | 10,226,809,000 | 10,438,872,000 | 10,732,777,000 |