Call reports 2022
COMMUNITY BANK, NATIONAL ASSOCIATION — 2022
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 15,397,512,000 | 15,263,971,000 | 15,369,041,000 | 15,614,778,000 |
| Total loans | 7,422,610,000 | 8,145,086,000 | 8,544,014,000 | 8,809,801,000 |
| Allowance for loan losses | 50,505,000 | 55,932,000 | 60,769,000 | 61,466,000 |
| Securities available for sale | 5,779,661,000 | 5,583,196,000 | 5,163,656,000 | 4,144,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,079,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,580,115,000 | 13,614,688,000 | 13,747,270,000 | 13,252,645,000 |
| Interest-bearing deposits | 9,287,707,000 | 9,272,351,000 | 9,211,163,000 | 8,878,442,000 |
| Noninterest-bearing deposits | 4,292,408,000 | 4,342,337,000 | 4,536,107,000 | 4,374,203,000 |
| Equity capital | 1,423,232,000 | 1,240,492,000 | 1,038,133,000 | 1,145,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 98,158,000 | 204,801,000 | 321,206,000 | 445,447,000 |
| Interest expense | 2,855,000 | 5,920,000 | 11,438,000 | 23,269,000 |
| Net interest income | 95,303,000 | 198,881,000 | 309,768,000 | 422,178,000 |
| Noninterest income | 27,761,000 | 54,879,000 | 83,151,000 | 111,658,000 |
| Noninterest expense | 73,215,000 | 155,627,000 | 235,842,000 | 313,293,000 |
| Provision for loan losses | 1,342,000 | 7,668,000 | 13,791,000 | 17,327,000 |
| Pretax income | 48,419,000 | 90,044,000 | 142,983,000 | 202,895,000 |
| Income tax | 10,404,000 | 19,242,000 | 31,039,000 | 43,314,000 |
| Net income | 37,959,000 | 70,685,000 | 111,769,000 | 159,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,079,606,000 | 1,037,988,000 | 1,072,352,000 | 1,122,639,000 |
| Total capital | 1,129,247,000 | 1,093,349,000 | 1,132,507,000 | 1,183,570,000 |
| Risk-weighted assets | 7,315,908,000 | 8,130,587,000 | 8,621,824,000 | 8,728,888,000 |