Call reports 2021
COMMUNITY BANK, NATIONAL ASSOCIATION — 2021
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 14,429,468,000 | 14,587,674,000 | 15,096,387,000 | 15,323,828,000 |
| Total loans | 7,369,734,000 | 7,245,815,000 | 7,283,041,000 | 7,374,030,000 |
| Allowance for loan losses | 55,336,000 | 52,077,000 | 49,841,000 | 50,261,000 |
| Securities available for sale | 3,788,310,000 | 4,009,645,000 | 4,350,293,000 | 4,926,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,435,283,000 | 12,569,387,000 | 12,972,272,000 | 13,173,952,000 |
| Interest-bearing deposits | 8,500,355,000 | 8,616,127,000 | 8,865,375,000 | 8,996,060,000 |
| Noninterest-bearing deposits | 3,934,928,000 | 3,953,260,000 | 4,106,897,000 | 4,177,892,000 |
| Equity capital | 1,604,864,000 | 1,675,528,000 | 1,654,963,000 | 1,674,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 98,048,000 | 193,820,000 | 289,959,000 | 389,161,000 |
| Interest expense | 3,485,000 | 6,769,000 | 9,852,000 | 12,873,000 |
| Net interest income | 94,563,000 | 187,051,000 | 280,107,000 | 376,288,000 |
| Noninterest income | 25,304,000 | 50,634,000 | 77,274,000 | 103,935,000 |
| Noninterest expense | 71,050,000 | 142,177,000 | 216,205,000 | 290,011,000 |
| Provision for loan losses | -5,332,000 | -8,934,000 | -9,316,000 | -6,690,000 |
| Pretax income | 54,448,000 | 105,169,000 | 151,262,000 | 197,588,000 |
| Income tax | 11,485,000 | 23,077,000 | 32,690,000 | 43,007,000 |
| Net income | 42,905,000 | 81,976,000 | 118,400,000 | 154,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,043,212,000 | 1,054,157,000 | 1,050,489,000 | 1,058,091,000 |
| Total capital | 1,097,743,000 | 1,105,112,000 | 1,098,757,000 | 1,107,181,000 |
| Risk-weighted assets | 6,809,438,000 | 6,795,799,000 | 6,892,736,000 | 7,089,879,000 |