Call reports 2016
COMMUNITY BANK, NATIONAL ASSOCIATION — 2016
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 8,555,514,000 | 8,683,122,000 | 8,666,604,000 | 8,604,114,000 |
| Total loans | 4,821,841,000 | 4,905,718,000 | 4,941,659,000 | 4,951,395,000 |
| Allowance for loan losses | 45,925,000 | 46,927,000 | 47,194,000 | 47,649,000 |
| Securities available for sale | 2,870,326,000 | 2,889,447,000 | 2,841,844,000 | 2,748,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,249,320,000 | 7,096,761,000 | 7,232,631,000 | 7,253,734,000 |
| Interest-bearing deposits | 5,585,977,000 | 5,411,601,000 | 5,500,225,000 | 5,429,916,000 |
| Noninterest-bearing deposits | 1,663,343,000 | 1,685,160,000 | 1,732,406,000 | 1,823,818,000 |
| Equity capital | 1,137,980,000 | 1,166,143,000 | 1,153,158,000 | 1,086,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 70,382,000 | 142,150,000 | 214,186,000 | 287,845,000 |
| Interest expense | 2,232,000 | 4,367,000 | 6,536,000 | 8,564,000 |
| Net interest income | 68,150,000 | 137,783,000 | 207,650,000 | 279,281,000 |
| Noninterest income | 19,665,000 | 40,357,000 | 62,527,000 | 82,809,000 |
| Noninterest expense | 52,866,000 | 104,577,000 | 155,779,000 | 207,144,000 |
| Provision for loan losses | 1,492,000 | 4,247,000 | 6,625,000 | 9,797,000 |
| Pretax income | 33,457,000 | 69,316,000 | 107,773,000 | 145,149,000 |
| Income tax | 10,581,000 | 22,026,000 | 34,532,000 | 46,623,000 |
| Net income | 22,862,000 | 47,308,000 | 73,291,000 | 98,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 666,915,000 | 676,737,000 | 680,041,000 | 672,633,000 |
| Total capital | 712,840,000 | 723,664,000 | 727,235,000 | 720,282,000 |
| Risk-weighted assets | 4,597,583,000 | 4,655,360,000 | 4,690,196,000 | 4,711,036,000 |