Call reports 2015
COMMUNITY BANK, NATIONAL ASSOCIATION — 2015
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 7,547,930,000 | 7,881,155,000 | 7,969,660,000 | 8,494,486,000 |
| Total loans | 4,165,677,000 | 4,265,033,000 | 4,314,944,000 | 4,802,727,000 |
| Allowance for loan losses | 45,334,000 | 45,682,000 | 45,971,000 | 45,821,000 |
| Securities available for sale | 2,622,352,000 | 2,817,436,000 | 2,867,033,000 | 2,807,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,245,032,000 | 6,220,065,000 | 6,291,074,000 | 6,984,134,000 |
| Interest-bearing deposits | 4,809,926,000 | 4,749,719,000 | 4,790,556,000 | 5,373,859,000 |
| Noninterest-bearing deposits | 1,435,106,000 | 1,470,346,000 | 1,500,518,000 | 1,610,275,000 |
| Equity capital | 982,194,000 | 955,323,000 | 991,338,000 | 1,088,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 63,084,000 | 127,642,000 | 193,608,000 | 262,248,000 |
| Interest expense | 2,031,000 | 4,089,000 | 6,406,000 | 8,795,000 |
| Net interest income | 61,053,000 | 123,553,000 | 187,202,000 | 253,453,000 |
| Noninterest income | 17,201,000 | 34,989,000 | 54,258,000 | 75,249,000 |
| Noninterest expense | 47,367,000 | 94,244,000 | 141,302,000 | 197,238,000 |
| Provision for loan losses | 777,000 | 1,817,000 | 4,239,000 | 7,965,000 |
| Pretax income | 30,110,000 | 62,481,000 | 95,919,000 | 123,495,000 |
| Income tax | 8,812,000 | 17,778,000 | 27,436,000 | 35,965,000 |
| Net income | 21,298,000 | 44,703,000 | 68,483,000 | 87,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 597,673,000 | 602,321,000 | 612,392,000 | 659,192,000 |
| Total capital | 643,007,000 | 648,002,000 | 658,363,000 | 705,014,000 |
| Risk-weighted assets | 3,952,030,000 | 4,191,116,000 | 4,132,742,000 | 4,588,170,000 |