Call reports 2012
COMMUNITY BANK, NATIONAL ASSOCIATION — 2012
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 6,886,000,000 | 7,139,903,000 | 7,544,335,000 | 7,470,683,000 |
| Total loans | 3,460,983,000 | 3,561,961,000 | 3,812,833,000 | 3,865,877,000 |
| Allowance for loan losses | 42,054,000 | 42,119,000 | 43,080,000 | 43,189,000 |
| Securities available for sale | 2,044,963,000 | 2,205,764,000 | 2,194,730,000 | 2,120,992,000 |
| Securities held to maturity | 652,672,000 | 647,747,000 | 641,540,000 | 637,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,049,029,000 | 4,999,714,000 | 5,772,117,000 | 5,682,754,000 |
| Interest-bearing deposits | 4,040,876,000 | 3,965,656,000 | 4,610,494,000 | 4,517,045,000 |
| Noninterest-bearing deposits | 1,008,153,000 | 1,034,058,000 | 1,161,623,000 | 1,165,709,000 |
| Equity capital | 829,523,000 | 882,181,000 | 929,157,000 | 935,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 67,480,000 | 137,999,000 | 209,363,000 | 281,290,000 |
| Interest expense | 12,928,000 | 25,042,000 | 37,003,000 | 48,352,000 |
| Net interest income | 54,552,000 | 112,957,000 | 172,360,000 | 232,938,000 |
| Noninterest income | 14,581,000 | 29,577,000 | 46,159,000 | 63,216,000 |
| Noninterest expense | 41,541,000 | 82,943,000 | 130,773,000 | 179,744,000 |
| Provision for loan losses | 1,828,000 | 4,535,000 | 7,617,000 | 10,810,000 |
| Pretax income | 25,764,000 | 55,056,000 | 80,421,000 | 105,892,000 |
| Income tax | 7,255,000 | 16,068,000 | 23,391,000 | 30,816,000 |
| Net income | 18,509,000 | 38,988,000 | 57,030,000 | 75,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 479,874,000 | 502,003,000 | 510,747,000 | 530,753,000 |
| Total capital | 521,928,000 | 544,122,000 | 553,827,000 | 573,942,000 |
| Risk-weighted assets | 3,544,775,000 | 3,622,932,000 | 3,867,186,000 | 3,884,806,000 |