Call reports 2010
COMMUNITY BANK, NATIONAL ASSOCIATION — 2010
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 5,470,224,000 | 5,432,591,000 | 5,470,740,000 | 5,419,722,000 |
| Total loans | 3,063,820,000 | 3,092,561,000 | 3,082,236,000 | 3,030,653,000 |
| Allowance for loan losses | 42,390,000 | 42,954,000 | 42,909,000 | 42,848,000 |
| Securities available for sale | 1,066,367,000 | 1,092,441,000 | 1,117,297,000 | 1,085,536,000 |
| Securities held to maturity | 625,218,000 | 611,628,000 | 597,947,000 | 602,908,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,055,269,000 | 4,002,059,000 | 4,009,922,000 | 3,974,115,000 |
| Interest-bearing deposits | 3,301,410,000 | 3,255,620,000 | 3,227,341,000 | 3,217,880,000 |
| Noninterest-bearing deposits | 753,859,000 | 746,439,000 | 782,581,000 | 756,235,000 |
| Equity capital | 609,924,000 | 637,723,000 | 660,567,000 | 654,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 61,023,000 | 123,626,000 | 186,191,000 | 248,181,000 |
| Interest expense | 16,442,000 | 31,733,000 | 46,553,000 | 60,940,000 |
| Net interest income | 44,581,000 | 91,893,000 | 139,638,000 | 187,241,000 |
| Noninterest income | 13,777,000 | 28,948,000 | 44,609,000 | 59,128,000 |
| Noninterest expense | 37,873,000 | 75,921,000 | 113,880,000 | 151,667,000 |
| Provision for loan losses | 2,128,000 | 4,486,000 | 6,516,000 | 8,880,000 |
| Pretax income | 18,357,000 | 40,434,000 | 63,851,000 | 85,822,000 |
| Income tax | 4,199,000 | 9,272,000 | 15,172,000 | 22,806,000 |
| Net income | 14,158,000 | 31,162,000 | 48,679,000 | 63,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 326,235,000 | 345,110,000 | 364,251,000 | 380,174,000 |
| Total capital | 365,314,000 | 384,513,000 | 404,038,000 | 419,408,000 |
| Risk-weighted assets | 3,123,014,000 | 3,148,729,000 | 3,179,813,000 | 3,135,112,000 |