Call reports 2009
COMMUNITY BANK, NATIONAL ASSOCIATION — 2009
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 5,295,964,000 | 5,309,038,000 | 5,352,555,000 | 5,376,962,000 |
| Total loans | 3,120,405,000 | 3,095,758,000 | 3,087,890,000 | 3,101,590,000 |
| Allowance for loan losses | 40,289,000 | 40,623,000 | 41,350,000 | 42,235,000 |
| Securities available for sale | 1,248,545,000 | 1,169,858,000 | 1,159,142,000 | 1,096,172,000 |
| Securities held to maturity | 114,906,000 | 110,355,000 | 283,589,000 | 335,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,913,799,000 | 3,921,989,000 | 3,947,833,000 | 3,986,765,000 |
| Interest-bearing deposits | 3,224,669,000 | 3,195,910,000 | 3,221,714,000 | 3,231,467,000 |
| Noninterest-bearing deposits | 689,130,000 | 726,079,000 | 726,119,000 | 755,298,000 |
| Equity capital | 582,126,000 | 582,844,000 | 596,557,000 | 592,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 63,055,000 | 124,977,000 | 186,823,000 | 248,637,000 |
| Interest expense | 21,530,000 | 41,542,000 | 60,161,000 | 77,700,000 |
| Net interest income | 41,525,000 | 83,435,000 | 126,662,000 | 170,937,000 |
| Noninterest income | 12,835,000 | 26,741,000 | 40,466,000 | 55,783,000 |
| Noninterest expense | 37,397,000 | 78,248,000 | 115,759,000 | 160,063,000 |
| Provision for loan losses | 3,065,000 | 5,562,000 | 8,496,000 | 11,668,000 |
| Pretax income | 13,898,000 | 26,366,000 | 42,873,000 | 54,989,000 |
| Income tax | 3,089,000 | 5,881,000 | 9,170,000 | 11,706,000 |
| Net income | 10,809,000 | 20,485,000 | 33,703,000 | 43,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 294,865,000 | 297,295,000 | 304,465,000 | 308,658,000 |
| Total capital | 332,945,000 | 334,733,000 | 342,262,000 | 348,088,000 |
| Risk-weighted assets | 3,044,283,000 | 2,991,582,000 | 3,020,206,000 | 3,152,609,000 |