Call reports 2008
COMMUNITY BANK, NATIONAL ASSOCIATION — 2008
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 4,643,102,000 | 4,637,151,000 | 4,738,500,000 | 5,146,791,000 |
| Total loans | 2,837,982,000 | 2,922,471,000 | 3,004,271,000 | 3,136,436,000 |
| Allowance for loan losses | 36,624,000 | 37,356,000 | 37,654,000 | 39,871,000 |
| Securities available for sale | 1,121,684,000 | 1,070,248,000 | 1,125,845,000 | 1,262,493,000 |
| Securities held to maturity | 132,984,000 | 135,071,000 | 98,655,000 | 77,794,000 |
| Trading assets | 4,000 | 4,000 | 4,000 | 0 |
| Total deposits | 3,280,400,000 | 3,301,273,000 | 3,282,718,000 | 3,751,405,000 |
| Interest-bearing deposits | 2,678,543,000 | 2,659,287,000 | 2,643,963,000 | 3,106,654,000 |
| Noninterest-bearing deposits | 601,857,000 | 641,986,000 | 638,755,000 | 644,751,000 |
| Equity capital | 534,084,000 | 521,516,000 | 513,157,000 | 582,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 63,091,000 | 124,118,000 | 185,886,000 | 250,668,000 |
| Interest expense | 25,783,000 | 49,730,000 | 72,825,000 | 95,594,000 |
| Net interest income | 37,308,000 | 74,388,000 | 113,061,000 | 155,074,000 |
| Noninterest income | 10,858,000 | 22,813,000 | 35,176,000 | 47,163,000 |
| Noninterest expense | 33,019,000 | 65,326,000 | 98,464,000 | 135,666,000 |
| Provision for loan losses | 1,186,000 | 3,024,000 | 5,457,000 | 8,297,000 |
| Pretax income | 14,248,000 | 29,082,000 | 44,546,000 | 58,504,000 |
| Income tax | 3,219,000 | 6,559,000 | 10,035,000 | 12,788,000 |
| Net income | 11,029,000 | 22,523,000 | 34,511,000 | 45,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,423,000 | 284,132,000 | 286,524,000 | 288,611,000 |
| Total capital | 315,959,000 | 319,414,000 | 322,905,000 | 326,397,000 |
| Risk-weighted assets | 2,680,063,000 | 2,820,779,000 | 2,909,725,000 | 3,020,850,000 |