Call reports 2007
COMMUNITY BANK, NATIONAL ASSOCIATION — 2007
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 4,542,675,000 | 4,565,562,000 | 4,772,370,000 | 4,679,552,000 |
| Total loans | 2,682,481,000 | 2,767,384,000 | 2,792,105,000 | 2,821,293,000 |
| Allowance for loan losses | 36,064,000 | 36,898,000 | 36,642,000 | 36,665,000 |
| Securities available for sale | 1,135,361,000 | 1,041,280,000 | 1,319,412,000 | 1,203,097,000 |
| Securities held to maturity | 134,601,000 | 132,512,000 | 132,894,000 | 133,337,000 |
| Trading assets | 0 | 131,000 | 50,000 | 4,000 |
| Total deposits | 3,335,305,000 | 3,420,694,000 | 3,360,165,000 | 3,285,900,000 |
| Interest-bearing deposits | 2,684,463,000 | 2,772,476,000 | 2,693,811,000 | 2,639,008,000 |
| Noninterest-bearing deposits | 650,842,000 | 648,218,000 | 666,354,000 | 646,892,000 |
| Equity capital | 528,323,000 | 520,155,000 | 529,612,000 | 531,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 61,406,000 | 124,565,000 | 190,016,000 | 255,850,000 |
| Interest expense | 25,661,000 | 53,188,000 | 82,106,000 | 110,529,000 |
| Net interest income | 35,745,000 | 71,377,000 | 107,910,000 | 145,321,000 |
| Noninterest income | 9,509,000 | 19,972,000 | 32,222,000 | 43,920,000 |
| Noninterest expense | 30,738,000 | 61,130,000 | 93,267,000 | 133,147,000 |
| Provision for loan losses | 468,000 | 1,317,000 | 2,322,000 | 3,594,000 |
| Pretax income | 14,048,000 | 28,894,000 | 44,523,000 | 52,482,000 |
| Income tax | 3,327,000 | 7,102,000 | 10,841,000 | 13,189,000 |
| Net income | 10,721,000 | 21,792,000 | 33,682,000 | 39,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 292,863,000 | 281,460,000 | 283,959,000 | 281,045,000 |
| Total capital | 325,051,000 | 314,397,000 | 317,615,000 | 314,644,000 |
| Risk-weighted assets | 2,571,555,000 | 2,635,460,000 | 2,689,884,000 | 2,685,306,000 |