Call reports 2006
COMMUNITY BANK, NATIONAL ASSOCIATION — 2006
What COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 4,146,078,000 | 4,126,108,000 | 4,360,196,000 | 4,480,742,000 |
| Total loans | 2,408,367,000 | 2,444,426,000 | 2,661,693,000 | 2,701,689,000 |
| Allowance for loan losses | 32,866,000 | 33,060,000 | 35,648,000 | 36,442,000 |
| Securities available for sale | 1,126,055,000 | 1,073,296,000 | 1,062,474,000 | 1,038,802,000 |
| Securities held to maturity | 141,722,000 | 140,279,000 | 142,537,000 | 141,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,091,600,000 | 3,071,045,000 | 3,174,425,000 | 3,254,245,000 |
| Interest-bearing deposits | 2,464,044,000 | 2,481,306,000 | 2,573,692,000 | 2,586,624,000 |
| Noninterest-bearing deposits | 627,556,000 | 589,739,000 | 600,733,000 | 667,621,000 |
| Equity capital | 503,310,000 | 497,187,000 | 526,465,000 | 528,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 54,500,000 | 111,030,000 | 170,094,000 | 231,666,000 |
| Interest expense | 19,216,000 | 40,254,000 | 63,529,000 | 88,858,000 |
| Net interest income | 35,284,000 | 70,776,000 | 106,565,000 | 142,808,000 |
| Noninterest income | 9,151,000 | 18,271,000 | 28,547,000 | 37,888,000 |
| Noninterest expense | 28,490,000 | 56,875,000 | 85,571,000 | 115,984,000 |
| Provision for loan losses | 2,394,000 | 4,445,000 | 6,021,000 | 7,690,000 |
| Pretax income | 13,551,000 | 27,727,000 | 43,520,000 | 57,022,000 |
| Income tax | 3,388,000 | 6,805,000 | 10,662,000 | 13,538,000 |
| Net income | 10,163,000 | 20,922,000 | 32,858,000 | 43,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 281,824,000 | 284,232,000 | 288,099,000 | 292,162,000 |
| Total capital | 311,691,000 | 314,344,000 | 320,153,000 | 324,405,000 |
| Risk-weighted assets | 2,386,520,000 | 2,406,359,000 | 2,561,041,000 | 2,576,082,000 |