Call reports 2007
SOUTHWEST BANK, AN M&I BANK — 2007
What SOUTHWEST BANK, AN M&I BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 4,146,734,000 | 4,153,225,000 | 4,191,159,000 | 4,462,543,000 |
| Total loans | 2,967,506,000 | 2,968,113,000 | 3,020,859,000 | 3,140,732,000 |
| Allowance for loan losses | 38,841,000 | 38,177,000 | 34,589,000 | 31,794,000 |
| Securities available for sale | 578,176,000 | 548,058,000 | 540,141,000 | 534,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,055,000 | 2,052,000 | 3,003,000 | 7,156,000 |
| Total deposits | 2,823,317,000 | 2,804,720,000 | 2,579,669,000 | 3,337,691,000 |
| Interest-bearing deposits | 2,462,144,000 | 2,427,561,000 | 2,199,693,000 | 2,936,679,000 |
| Noninterest-bearing deposits | 361,173,000 | 377,159,000 | 379,976,000 | 401,012,000 |
| Equity capital | 794,953,000 | 803,314,000 | 820,930,000 | 836,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 65,290,000 | 130,995,000 | 197,427,000 | 261,903,000 |
| Interest expense | 31,139,000 | 63,952,000 | 96,610,000 | 127,509,000 |
| Net interest income | 34,151,000 | 67,043,000 | 100,817,000 | 134,394,000 |
| Noninterest income | 2,908,000 | 5,880,000 | 9,261,000 | 12,957,000 |
| Noninterest expense | 14,471,000 | 29,543,000 | 44,401,000 | 60,230,000 |
| Provision for loan losses | 690,000 | 1,380,000 | 2,070,000 | 5,818,000 |
| Pretax income | 21,813,000 | 41,830,000 | 61,949,000 | 79,560,000 |
| Income tax | 7,656,000 | 14,730,000 | 21,805,000 | 26,665,000 |
| Net income | 14,157,000 | 27,100,000 | 40,144,000 | 52,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 361,844,000 | 375,883,000 | 390,022,000 | 405,504,000 |
| Total capital | 400,685,000 | 414,060,000 | 424,611,000 | 437,298,000 |
| Risk-weighted assets | 3,449,730,000 | 3,498,388,000 | 3,577,090,000 | 3,718,375,000 |