Call reports 2005
SOUTHWEST BANK, AN M&I BANK — 2005
What SOUTHWEST BANK, AN M&I BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,738,861,000 | 2,824,161,000 | 2,870,969,000 | 2,982,311,000 |
| Total loans | 1,832,162,000 | 1,921,415,000 | 1,953,068,000 | 2,061,061,000 |
| Allowance for loan losses | 31,637,000 | 27,122,000 | 22,765,000 | 22,961,000 |
| Securities available for sale | 437,662,000 | 450,638,000 | 456,400,000 | 468,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 554,000 | 601,000 | 844,000 | 1,173,000 |
| Total deposits | 1,696,253,000 | 1,682,255,000 | 1,752,867,000 | 1,997,793,000 |
| Interest-bearing deposits | 1,488,499,000 | 1,461,812,000 | 1,531,097,000 | 1,747,806,000 |
| Noninterest-bearing deposits | 207,754,000 | 220,443,000 | 221,770,000 | 249,987,000 |
| Equity capital | 526,992,000 | 537,044,000 | 544,312,000 | 552,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 31,312,000 | 64,529,000 | 100,479,000 | 140,729,000 |
| Interest expense | 10,085,000 | 22,407,000 | 37,000,000 | 54,711,000 |
| Net interest income | 21,227,000 | 42,122,000 | 63,479,000 | 86,018,000 |
| Noninterest income | 1,570,000 | 3,304,000 | 5,157,000 | 7,398,000 |
| Noninterest expense | 10,016,000 | 20,300,000 | 30,900,000 | 41,229,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 12,272,000 | 24,109,000 | 36,219,000 | 50,183,000 |
| Income tax | 4,458,000 | 8,685,000 | 12,997,000 | 17,443,000 |
| Net income | 7,814,000 | 15,424,000 | 23,222,000 | 32,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,492,000 | 236,039,000 | 244,773,000 | 256,874,000 |
| Total capital | 254,432,000 | 263,161,000 | 267,538,000 | 279,835,000 |
| Risk-weighted assets | 2,150,514,000 | 2,274,216,000 | 2,315,983,000 | 2,449,219,000 |